

Higher interest rates: The Capital One Quicksilver Credit Card has variable interest rates that can be higher than those of some other credit cards.

No category bonuses: Unlike some other rewards credit cards, the Capital One Quicksilver Credit Card does not offer bonus rewards for purchases in specific categories such as gas, groceries, or travel. This can be a drawback if you frequently travel internationally or make purchases from foreign merchants. Here are a few potential cons of this credit card:įoreign transaction fees: The Capital One Quicksilver Credit Card charges a 3% foreign transaction fee on purchases made outside of the United States. Like any credit card, the Capital One Quicksilver Credit Card has both pros and cons to consider. This can be helpful if you need to make a large purchase or want to transfer a balance from a high-interest credit card.įraud protection: The Capital One Quicksilver Credit Card includes fraud protection, so you can use your card with confidence knowing that unauthorized charges will be quickly addressed. Sign-up bonus: New cardholders can earn a sign-up bonus of $200 after spending $500 on purchases within the first 3 months of account opening.įlexible rewards: Cash back earned with the Capital One Quicksilver Credit Card can be redeemed for a statement credit, check, or applied to your account balance.Ġ% intro APR: The Capital One Quicksilver Credit Card offers a 0% intro APR on purchases and balance transfers for the first 15 months. No annual fee: The Capital One Quicksilver Credit Card has no annual fee, so you can earn rewards without paying any additional fees. Unlimited cash back: Cardholders earn 1.5% cash back on all purchases, with no limit on the amount of cash back they can earn. Some of the pros of this credit card include: What are the benefits of the Capital One Quicksilver Credit Card? Here are a few potential cons of this credit card:.What are the benefits of the Capital One Quicksilver Credit Card?.
